Terms of Service

Last updated: October 27, 2026

1. Acceptance of Terms

These Terms of Service apply to this website and the LearnVestor browser demo (together, "LearnVestor"). By using them you agree to these terms. If you do not agree, please do not use LearnVestor. The future mobile app will have its own terms.

2. Who We Are

LearnVestor is a personal, non-commercial project by Salvador Ferreira, based in Portugal. You can contact us at salvador.bras.ferreira@gmail.com.

3. The Demo

The browser demo is free, has no accounts, no subscriptions and no purchases. It lets you try:

• Interactive lessons about money and investing, in English and Portuguese
• A virtual portfolio with virtual money and sample prices
• Game features such as experience points, streaks, hearts, gems and achievements

Gems, hearts and virtual money have no real value and cannot be bought, sold or exchanged for money. The demo is a preview: content and features may be incomplete, may change, and may contain errors.

4. Educational Purpose Only

IMPORTANT: LearnVestor is strictly educational. It:

• Does NOT provide financial, investment, tax or legal advice
• Uses virtual money only: no real trading ever happens
• Uses sample prices that do not follow the real market
• Should not be used as the basis for real investment decisions

See also our Investment Disclaimer.

5. Your Progress

Your demo progress is stored only in your browser on your device. Clearing your browser data, using another browser or device, or pressing "Reset progress" starts the demo over, and we cannot recover your progress.

6. Acceptable Use

You agree to:

• Use LearnVestor only for personal, educational purposes
• Not attempt to disrupt, overload or attack the website, the demo or the forms
• Not send spam, abusive or unlawful content through the waitlist or feedback forms
• Comply with all applicable laws

7. Age Requirements

LearnVestor is intended for people aged 16 or older.

8. Intellectual Property

The LearnVestor name, logo, lessons and other content belong to their author. You may not copy, modify or redistribute them, or use the LearnVestor name or branding, without permission.

9. Feedback

If you send us feedback or ideas, you allow us to use them to improve LearnVestor, without any obligation to you.

10. Third-Party Services

LearnVestor relies on third-party services such as GitHub Pages (hosting), Google (fonts and the demo's graphics engine), Cloudflare (icons) and Formspree (forms). Their availability is outside our control.

11. No Warranty

LearnVestor is provided free of charge, "as is" and "as available", without warranties of any kind, including the accuracy or completeness of the content and uninterrupted or error-free operation.

12. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any loss or damage arising from your use of LearnVestor, including financial losses from real investment decisions. Nothing in these terms limits rights that you have as a consumer under mandatory law.

13. Privacy

Please read our Privacy Policy to see what data we handle and how.

14. Changes and Discontinuation

We may change or discontinue the website or the demo, or update these terms, at any time. The date at the top shows the latest version.

15. Governing Law

These terms are governed by Portuguese law. This does not take away the protection you have under the mandatory laws of the country where you live.

16. Contact

Email: salvador.bras.ferreira@gmail.com